I am looking for some advice and suggestions on a plan I am putting together to follow, this is taken from several different sources I have found that I feel will work for me. So feel free to comment,make suggestions. Thanks for your time in advance.

(note this is the old version)
https://docs.google.com/document/d/1pTH2Zlc2iQ0AMxk3xU8nAAU3AXQM5FliSe3NjoFyPKI/edit?usp=sharing

A link to the new updated, simplified version is in a later post if interested.